Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retirement Traps to Avoid Beware of these traps that could upend your retirement. Dog Bites Neighbor. Now What? Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian? Lifetime of Earnings Estimate how much you have the potential to earn during your working years.